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Descartes Underwriting’s core competency relies in its best-in class risk modelling and its capacity to design bespoke and innovative insurance covers.

We take advantage of new data sources, growing exponentially and challenging the approach of traditional insurers. They come from the Internet of Things (IoT), from our clients, from remote sensing technologies (e.g. Sentinel data) or from third parties. “Big data” combined with efficient algorithms are a game changer in the insurance industry and can push the boundaries of insurability.